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Mark Your Calendar for Medicare Open Enrollment You can’t tell it by looking at the calendar, unless you know what you are looking for, but we are getting ready to head into one of the most important times of the year. No, I’m not talking about the holiday season, although I’m sure we will be hearing Christmas songs sometime soon. It’s a particularly important time of year if you or a loved one are covered by Medicare. It’s the Medicare open enrollment period, the time when Medicare beneficiaries can make changes to their plan and pick one that works best for them. In effect, each year you get a “do-over” on choosing your plan. The open enrollment period starts on October 15 and ends on December 7. Medicare Open Enrollment Period Open enrollment is a big deal, but unfortunately, most people don’t take advantage of it. Make sure you don't let December 7 slip by without at least reviewing your Medicare options. Don’t assume the plan that was best for you in 2017 will be the best for...

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Having booked your longed for break abroad, dusted off your passport and sorted out the suitcase, the last thing on your mind will be that anything could go wrong on your trip. But things can and, inevitably, do! One of the first priorities to consider after your tickets are booked is to get holiday cover signed, sealed and paid for before you take one step further out of your home. Buying an appropriate holiday cover policy from a reputable insurance company could be the best investment you ever make, and you may well be surprised at how affordable it can be. Don't leave home without it Whether it's a single trip policy, a policy to cover all the family, or even an annual policy to cover you for the entire year, the price of insurance can often be far less than you expect - and far more valuable than you could ever imagine. Most of us don't like to think of the "What happens if... " scenario, but unfortunately what "happens" tends to be when we a...

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